Temple University Homes under $400,000

Temple University Homes under $400,000

Welcome to the vibrant and dynamic Temple University area in Philadelphia, Pennsylvania! Known for its rich history and energetic atmosphere, this neighborhood is not only a hub of academic excellence but also a fantastic place to call home. Nestled within the heart of the city, Temple University attracts a diverse community of students, professionals, and families, making it a lively and welcoming environment.

For those seeking affordable housing options, the Temple University area offers an array of charming homes priced under $400,000. These residences provide an excellent opportunity for first-time buyers, investors, or anyone looking to enjoy the benefits of living in such a spirited neighborhood without breaking the bank. From cozy row houses to modern condos, there’s something for everyone!

Living near Temple University means you’ll have access to a wealth of amenities, including eclectic dining options, vibrant nightlife, and numerous parks for outdoor activities. The area is well-connected via public transportation, making commuting a breeze whether you’re heading to downtown Philadelphia or exploring the surrounding regions.

Additionally, the community is enriched by its cultural diversity and a calendar full of events, from art exhibitions to music festivals, ensuring there’s always something exciting happening nearby. With its perfect blend of affordability and lively surroundings, the Temple University area is an ideal choice for those looking to invest in a thriving Philadelphia community. Embrace the opportunity to live where education, culture, and community converge!

Newest Temple University Homes under $400,000

1816 N Gratz St, Philadelphia
$185,000
3 Beds ⋅ 2 Baths
3 bed, 2 bath corner row home on quiet street right near Temple. Rented through July 2027 for $1545/ month. Washer and dryer, outdoor space, high ceilings on first floor, well maintained. There are very few corner homes with this many windows and light year round. Lease to be assigned on closing for immediate cash flow.

1816 N Gratz St, Philadelphia

Listing courtesy of Real of Pennsylvania. Contact:

1934 N Gratz St, Philadelphia
$399,000
7 Beds ⋅ 3 Baths
Welcome to 1934 N Gratz St, a well-maintained duplex in the Temple University area offering approximately 2,500 sq ft of living space. Unit A (ground & 1st floor) features 4 bedrooms and 2 bathrooms, currently leased through April 2027 for a reliable, immediate cash flow. Unit 2 (2nd & 3rd floor) offers 3 bedrooms and 1 full bathroom, currently vacant and ready for immediate occupancy or new tenant placement. Both units feature bright and open floor plans, kitchen with modern appliances, central A/C, gas heat, and in-unit laundry. Conveniently located near Temple University campus, SEPTA Broad Street Line, and many shopping, dining options. Whether you're looking for a good investment or an owner-occupant opportunity, this property provides exceptional flexibility. Don't miss this opportunity. Schedule your showing today!

1934 N Gratz St, Philadelphia

Listing courtesy of HomeSmart Realty Advisors. Contact:

2540 N 17th St, Philadelphia
$164,900
4 Beds ⋅ 2 Baths
Welcome to 2540 N 17th Street, a charming two-story brick rowhome in the Temple University area of Philadelphia, offering approximately 1,550 sqft of living space and a flexible 4-bedroom, 1.5-bath layout filled with character, opportunity, and room to make it your own. From the classic brick façade and welcoming front entry, step inside and discover a bright, open main level designed for comfortable everyday living and effortless entertaining. The living area immediately invites you to settle in, with wood-look plank flooring, neutral walls, recessed lighting, and an open flow toward the dining area and kitchen. Whether you're creating a cozy lounge, hosting friends, or gathering around the table, the spacious main level offers a versatile backdrop for your vision. Decorative fireplace details add a touch of classic character, while updated finishes throughout give the home a fresh, contemporary feel. Continue into the kitchen, where gray Shaker-style cabinetry, a subway-tile backsplash, modern fixtures, and a practical layout create a welcoming space at the heart of the home. Imagine preparing meals, sharing conversation, and enjoying the natural light from the windows as this room becomes part of your daily routine. A convenient half bath on the main level adds flexibility for residents and guests. Upstairs, four bedrooms provide exceptional versatility for a growing household, guest accommodations, home office space, creative pursuits, or a dedicated study. Each room features attractive plank flooring, neutral finishes, and updated-style windows, creating comfortable spaces that can easily be personalized. The full bathroom offers a clean, modern setting with a vanity, tub/shower combination, and contemporary finishes. The journey continues outdoors to a private fenced rear patio, offering a wonderful opportunity for morning coffee, weekend gatherings, outdoor dining, or simply creating your own urban retreat. The unfinished basement adds valuable storage and utility space, while the home's traditional rowhome design and thoughtful layout provide plenty of possibilities for the next owner. Set in a vibrant North Philadelphia location near Temple University, this property puts you close to schools, parks, neighborhood conveniences, and city transportation. With four bedrooms, flexible living spaces, a fenced outdoor area, and approximately 1,550 sqft to bring your ideas to life, 2540 N 17th Street is an exciting opportunity to create a home that reflects your lifestyle or investment vision. Schedule your private tour and imagine the possibilities. Photos are digitally enhanced. Being sold AS IS, WHERE IS, Buyer is responsible for all inspections and any city requirements to close. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

2540 N 17th St, Philadelphia

Listing courtesy of Ai Brokers LLC. Contact:

2034 N 18th St, Philadelphia
$329,999
Investment opportunity in the heart of the Temple University rental corridor! This well-maintained 6 bed, 2.5 bath duplex is located just steps from Temple University’s campus, nearby primary and high schools, SEPTA, corner stores, and Broad Street. The property is only a 13-minute drive to City Hall and sits in a rapidly developing section of Philadelphia that has transformed significantly over the past 20 years. The building consists of 2 units, each offering generous kitchen cabinet space and functional layouts. Existing rents are $1,220/month for Unit 1 rented until 7/31/27 and $1,750, for Unit 2, rented until 6/30/27. The property has been meticulously maintained and has a strong history of full occupancy. This property is perfect to add to your portfolio. Schedule your appointment today!

2034 N 18th St, Philadelphia

Listing courtesy of Plus Realtors. Contact:

1119 W Nevada St, Philadelphia
$69,900
4 Beds ⋅ 2 Baths
Investor's Special. Property needs work but has great potential for a fix-and-flip or Rental property. Being Sold "AS-IS" Condition. 4 Bedrooms & 2 Baths Row Home w/convenient access to public transportation, and close proximity to Temple University.

1119 W Nevada St, Philadelphia

Listing courtesy of HK99 Realty LLC. Contact:

2456 N Chadwick St, Philadelphia
$155,000
3 Beds ⋅ 1 Baths
Coming Soon! Don't miss this fully renovated house! Pictures and more details to come in 2 weeks- week of 1/26. Call listing agent for more information.

2456 N Chadwick St, Philadelphia

Listing courtesy of BHHS Fox & Roach-Jenkintown. Contact:

1520 Page St, Philadelphia
$179,900
3 Beds ⋅ 1 Baths
INVESTOR ALERT — 24 HOURS NOTICE REQUIRED FOR ALL SHOWINGS. Three-bedroom rowhome, a short walk from Temple's Main Campus and inside the Temple University Police patrol zone. The living room is unusually large for a house of this footprint, with original wide-plank pine on the main level; the kitchen carries a full appliance package including dishwasher, and there is a private patio to the rear. At 1,122 SF the house works out to 374 SF per bedroom, materially more generous than the 260-340 typical of student inventory in this submarket — and that room size shows up in the rent. Leased at $1,950/month, or $650 per bedroom, with collections in the trailing year ahead of contract. Actual operating statement supports Net Operating Income of $15,265, an 8.49% cap rate at list, with expenses at 35.4% of EGI and water fully recovered from tenants. Built 1915, no tax abatement, 2026 taxes of $2,576 carried in full. Offered individually or alongside additional Temple-area properties.

1520 Page St, Philadelphia

Listing courtesy of BHHS Fox & Roach-Center City Walnut. Contact:

1536 Fontain St, Philadelphia
$289,900
6 Beds ⋅ 3 Baths
INVESTOR ALERT — 24 HOURS NOTICE REQUIRED FOR ALL SHOWINGS. Six-bedroom, three-bathroom rowhome a short walk from Temple University's Main Campus and inside the Temple University Police patrol zone. Renovated with modern finishes throughout: the kitchen carries quartz counters, shaker cabinetry and a full stainless appliance package. Hardwood runs throughout, and in-unit laundry is installed. A private patio sits to the rear. Two of the six bedrooms are on the lower level, both drawn with window wells on the architect's plans; unit plans for all three floors are included in the offering memorandum. Built 1915 with no tax abatement — the 2026 tax bill of $2,883 is carried in full, so there is no step-up waiting for the next owner. Actual owner's operating statement available to qualified buyers. Offered individually or alongside additional Temple-area properties.

1536 Fontain St, Philadelphia

Listing courtesy of BHHS Fox & Roach-Center City Walnut. Contact:

1732 N Sydenham St, Philadelphia
$294,900
5 Beds ⋅ 2 Baths
INVESTOR ALERT — 24 HOURS NOTICE REQUIRED FOR ALL SHOWINGS. Five-bedroom, two-bathroom rowhome a short walk from Temple University's Main Campus and inside the Temple University Police patrol zone. Gut renovated in 2017 with a new kitchen and new bathrooms: quartz counters, shaker cabinetry and a full stainless appliance package, spa shower panels in both baths, and hardwood throughout. Five bedrooms over three floors. A private patio opens off the kitchen, screened and planted. The house faces a well-lit parking lot rather than facing housing, so the block is lit through the night. Built 1915 with no tax abatement — the 2026 tax bill of $4,757 corresponds exactly to the assessed value at the current rate, so there is no step-up waiting for the next owner. Owner's operating statement and unit plans available to qualified buyers.

1732 N Sydenham St, Philadelphia

Listing courtesy of BHHS Fox & Roach-Center City Walnut. Contact:

1908 N 17th St, Philadelphia
$257,985
6 Beds ⋅ 3 Baths

1908 N 17th St, Philadelphia

Listing courtesy of BHHS Fox & Roach-Center City Walnut. Contact:

1918 N Gratz St, Philadelphia
$399,900
Investor Alert! 24-hour notice required for all showings. Fully occupied and fully leased through July 2027, this exceptional duplex offers immediate cash flow and strong long-term upside. Currently generating $43,200, this income-producing asset is an outstanding opportunity for investors seeking stable returns and dependable cash flow. The property consists of two spacious student housing units totaling 9 bedrooms and 5 bathrooms: Unit 1: 4 bed / 2 bath Current Rent $1600
 Unit 2: 5 bed / 3 bath Current Rent $2000 A standout feature is the property's private roof deck, a highly sought-after amenity in the Temple University rental market that enhances tenant appeal, supports strong leasing performance, and helps drive rental growth. This property is being marketed individually and as a package that includes the properties with the following MLS numbers: PAPH2665118, PAPH2665128, PAPH2665158, PAPH2665168, PAPH2665172, PAPH2665174, PAPH2665178, PAPH2665182, PAPH2665180, PAPH2665184, PAPH2665188, PAPH2665192, PAPH2665196, PAPH2665198 and PAPH2665206

1918 N Gratz St, Philadelphia

Listing courtesy of BHHS Fox & Roach-Center City Walnut. Contact:

1916 N Gratz St, Philadelphia
$199,999
5 Beds ⋅ 2 Baths
Investor Alert! 24-hour notice required for all showings. Currently operating as a 5-bedroom, 2 bath rental, the property generates $22,800 Gross annual rent and is fully leased through July 2027, providing investors with stable, predictable returns from day one. The property sits in the heart of Temple University's off-campus student housing district and has long been a favorite among student renters. Featuring a private roof deck, expansive private patio, and full basement, it offers the outdoor space and amenities that consistently drive demand in the area. Its prime location and unique features make it a perennial standout for off-campus housing seekers. With stable income already in place, strong rental demand, and attractive returns from day one, this property delivers the combination of cash flow and value that is becoming increasingly difficult to find in today's market. This property is being marketed individually and as a package that includes the properties with the following MLS numbers: PAPH2665118, PAPH2665128, PAPH2665158, PAPH2665168, PAPH2665172, PAPH2665174, PAPH2665178, PAPH2665182, PAPH2665180, PAPH2665184, PAPH2665188, PAPH2665192, PAPH2665196, PAPH2665198 and PAPH2665206

1916 N Gratz St, Philadelphia

Listing courtesy of BHHS Fox & Roach-Center City Walnut. Contact:

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