Old City Homes under $400,000

Old City Homes under $400,000

Welcome to Old City, a vibrant and historic neighborhood nestled in the heart of Philadelphia, Pennsylvania. Known for its rich cultural heritage, Old City is a delightful blend of cobblestone streets, charming boutiques, and an array of dining options that cater to every palate. This area is steeped in history, with landmarks like the Liberty Bell and Independence Hall just a stone’s throw away, making it an ideal locale for those who appreciate both the past and the present.

Old City is not only a cultural hub but also an attractive option for homebuyers seeking affordability without sacrificing lifestyle. Here, you can find a variety of homes priced under $400,000, perfect for first-time buyers, young professionals, or anyone looking to invest in a thriving community. From cozy lofts in converted warehouses to modern condos with stunning city views, there's something to suit every taste and budget.

Living in Old City means enjoying a dynamic urban lifestyle while being part of a close-knit community. The area is well-connected, offering easy access to public transportation, making it convenient for commuting to work or exploring the wider Philadelphia region. Residents can enjoy leisurely strolls along the waterfront, partake in local festivals, or immerse themselves in the arts scene, with galleries and theaters just around the corner.

If you're looking for a home in a neighborhood that perfectly balances history and modern living, Old City is the place to be. Discover your dream home today and become part of this enchanting Philadelphia community!

Newest Old City Homes under $400,000

301 Race St Unit 409, Philadelphia
$319,000
1 Beds ⋅ 1 Baths
Historic Character Meets Everyday Convenience * Welcome to Unit 409 at 301 Race Street in the iconic WireWorks condominium, ideally located in the heart of Philadelphia’s Old City. This distinctive one-bedroom residence combines historic industrial character with modern convenience. * The open-concept living space features large west-facing windows overlooking the picturesque courtyard, filling the home with afternoon light. Exposed beams and loft-like proportions add warmth and character, while the inviting layout is ideal for both relaxing and entertaining. * The bedroom offers generous closet space and a thoughtfully designed Jack-and-Jill-style bathroom positioned between the bedroom and living area, providing access from both spaces. The layout offers privacy and convenience, allowing guests to access the bathroom without entering the bedroom. An attic crawl space and an included separate dedicated storage unit in the building provide valuable additional storage, while dedicated bike storage and an in-unit washer and dryer add ease to daily living. * The building’s charming courtyard and courtyard driveway offer a rare practical place to easily load and unload items. This home’s low monthly condo fee includes water and sewer. * Just outside your door, enjoy Old City’s galleries, restaurants, cafés, shops, historic sites, and vibrant neighborhood atmosphere. Riverwards Produce Market is around the corner, and easy access to I-95 and major roadways—and nearby SEPTA and PATCO stations—makes commuting convenient. Philadelphia primary homeowners can also take advantage of the city’s generous Homestead Exemption, which reduces annual real estate taxes and makes owning in Philly even more accessible and attractive. * With its historic character, peaceful courtyard views, afternoon light, abundant storage, in-unit laundry, flexible bathroom layout, and exceptional Old City location, 301 Race Street #409 offers a rare blend of personality and practicality.

301 Race St Unit 409, Philadelphia

Listing courtesy of Redfin Corporation. Contact:

309 N 3rd St Unit C, Philadelphia
$400,000
2 Beds ⋅ 2 Baths
Experience the charm of Old City from this beautifully designed 2-bedroom, 1.5-bath bi-level condominium, ideally situated on a quiet residential block just moments from acclaimed restaurants, cafés, galleries, parks, and the neighborhood’s historic streets. Offering an impressive 1,512 square feet, this distinctive home combines architectural character with an abundance of space and storage rarely found in city living. Dramatic cathedral ceilings, oversized windows, original hardwood floors, and western exposure fill the home with natural light, creating a bright, airy atmosphere throughout. The open living and dining areas provide a welcoming setting for both everyday living and entertaining. The thoughtfully designed kitchen features ample cabinetry, a ceramic mosaic tile backsplash, stainless steel appliances, and generous prep space for everything from casual weeknight meals to weekend gatherings. A stylish powder room completes the main level. Upstairs, soaring cathedral ceilings enhance the sense of space and create a peaceful retreat. The expansive primary bedroom features two walk-in closets, including one exceptionally large closet that has previously served as a home office and could easily be transformed into a dressing room, nursery, or creative workspace. The second bedroom offers high ceilings, a large skylight, and generous closet space. A full bath and laundry closet with a full-sized washer and dryer complete the upper level. Adding to the home’s unique appeal is a private ground-level entrance area with an oversized coat and storage closet, along with dedicated bike storage. Although the residence is a third-floor walk-up, the private stairway is not included in the listed square footage—so you enjoy the full 1,512 square feet of living space while condominium fees are assessed only on the interior unit area. Step outside and immerse yourself in everything Old City has to offer. Pick up your morning coffee around the corner, spend the afternoon exploring galleries and historic streets, and enjoy dinner at local favorite Radicchio. Acclaimed restaurants, cafés, parks, theaters, and nightlife are all within easy reach, while Northern Liberties is just a short stroll away. With a 95 Walk Score, convenient public transportation, and easy access to major highways and bridges, the location makes exploring Philadelphia and beyond effortless. Spacious, secure, character-filled, and exceptionally well-equipped with storage, this is a rare opportunity to own a truly distinctive home in one of Philadelphia’s most sought-after neighborhoods.

309 N 3rd St Unit C, Philadelphia

Listing courtesy of KW Empower. Contact:

148 N 3rd St, Philadelphia
$310,000
1 Beds ⋅ 1 Baths
Live on one of Old City's most coveted blocks, where cobblestone charm meets a walkable, vibrant lifestyle just steps from your door. This beautifully updated one bedroom, one bath is a second floor walk up in a secure building, offering privacy and character. Inside, the updated kitchen is ready for everything from quick weekday meals to entertaining, while the private outdoor deck gives you a rare slice of open air right in the heart of the city, perfect for morning coffee or evening wind downs under the string lights. And the location speaks for itself. You're a short stroll from Elfreth's Alley, the oldest continuously inhabited residential street in the country, and Independence Hall and the Liberty Bell are an easy walk away for those postcard Philly moments. For dinner, Tomo Sushi and Ramen sits right on your block and National Mechanics on 3rd Street pours a serious beer list in a historic former bank building. Round out the week with a browse through the vintage barware and art glass at More Than Old, just a few doors down, or catch Old City's First Friday gallery walk without ever needing to drive. One bedroom homes with a private deck on this stretch of N. 3rd don't come up often. Welcome home to Old City.

148 N 3rd St, Philadelphia

Listing courtesy of Compass Pennsylvania, LLC. Contact:

102-22 Church St Unit 202, Philadelphia
$269,000
1 Beds ⋅ 1 Baths
CASH FINANCING REQUIRED. Located on a beautiful, tranquil, historic cobblestone street in the historic Old City neighborhood, this stylish 1 bedroom, 1 bathroom condo was just completely renovated. High ceilings and wood floors throughout, oversized windows and recessed lighting - a beautiful combination of historic and contemporary design. This condo is located in a 5-story elevator building. The building hallways, main entry foyer and large roof deck have just been restored. The common roof deck has specular views of Society Hill and the Delaware River. Entry foyer with coat closet, washer, dryer (2026) and hot water heater (2026). Step into large open floor plan living room/dining room with fireplace. New kitchen with electric cooking, microwave, fan, dishwasher, garbage disposal and deep stainless steel sink. There is custom Shaker-style cabinetry, spacious marble countertops, breakfast bar and marble backsplash, open to living room/dining room. 3 steps up to large bedroom with new double-width closet in addition to a 6-foot wide hall closet. White and gray tile bath has tub/shower, new vanity and oversized medicine chest, as well as open shelves in the bathroom. Condo fee includes Association Insurance, exterior building maintenance, management, water, trash and snow removal. Resident pays own electric and wifi. Storage units can be leased from the building at a yearly fee. Monthly and daily parking in Municipal Lot adjacent to building and accessed via the back door to the building.

102-22 Church St Unit 202, Philadelphia

Listing courtesy of BHHS Fox & Roach The Harper at Rittenhouse Square. Contact:

101 Arch St Unit 3B, Philadelphia
$349,000
1 Beds ⋅ 2 Baths
Charming 1-bedroom, 1.5-bath residence at 107 Arch Street in the heart of Old City Philadelphia. The unit offers comfortable city living with a desirable private step-out patio, providing a convenient outdoor space for morning coffee, relaxing, or enjoying the neighborhood atmosphere. The residence features one bedroom, one full bathroom, and one half bathroom, with a layout suited to both everyday living and entertaining. Its location and private outdoor space add to the appeal of this distinctive Old City home. Property Description 107 Arch Street is located in one of Philadelphia’s most historic and walkable neighborhoods. The property is situated near Elfreth’s Alley and the Betsy Ross House, with an abundance of restaurants, cafés, retail shops, galleries, and historic attractions within easy walking distance. Old City offers a unique blend of historic character and vibrant city living, with cobblestone streets, distinctive architecture, independent shops, dining, and cultural attractions all nearby. The property’s central location makes it easy to enjoy many of Philadelphia’s most recognizable destinations on foot. An excellent opportunity to experience Old City living in a highly walkable location with private outdoor space.

101 Arch St Unit 3B, Philadelphia

Listing courtesy of National Realty Old City LLC - PA. Contact:

102-22 Church St Unit 501, Philadelphia
$390,000
2 Beds ⋅ 2 Baths
Welcome to the heart of Historic Old City Philadelphia! Situated on a charming cobblestone street, this top-floor condo offers a wonderful combination of historic character, modern updates, and exceptional city living. Located in an elevator building, the top floor features just two units, with no shared walls between neighboring units, offering an added sense of privacy. The home also features nearly private access to two separate rooftop decks, providing fantastic spaces to relax, entertain, and enjoy bright, sunny views across the city. Inside, the thoughtfully designed layout offers two well-sized bedrooms and two full bathrooms, including a spacious primary bedroom with its own en-suite bath. The updated kitchen features stainless steel appliances and a classic subway tile backsplash, creating a bright and inviting space for everyday living and entertaining. And the location is only getting better! The highly anticipated Park at Penn’s Landing and I-95 cap project is transforming the waterfront by creating new pedestrian connections, green space, and park amenities that will reconnect Old City with the Delaware River. With this condo ideally situated just a short walk from Penn’s Landing, future owners will be perfectly positioned to take advantage of these exciting new amenities as they come online. With restaurants, cafés, galleries, historic landmarks, shopping, nightlife, and countless city attractions all within easy walking distance, this is an incredible opportunity to experience the best of Philadelphia right outside your door. A truly special Old City home in an unbeatable location!

102-22 Church St Unit 501, Philadelphia

Listing courtesy of Keller Williams Real Estate - Media. Contact:

315 New St Unit 504, Philadelphia
$215,000
1 Baths
Available now –– large studio condo at Bridgeview Place in Old City with DEEDED PARKING. Unit #504 is a bright, sunny unit featuring tall factory windows, high ceilings and exposed brick. A built-in Murphy Bed and custom closet system are included along with an additional storage unit down the hall. Building amenities include a 24-hr concierge, on-site management, landscaped courtyard with grills, and a rooftop deck with panoramic city and river views. Bridgeview Place is a sought-after building, located on a beautiful, tree-lined cobblestone street. Walk to Old City cafes, restaurants, boutiques, First Friday events and the waterfront. Enjoy easy access to the Ben Franklin Bridge, highways and transportation. Ideal for commuters and city-dwellers alike. 1-YR AHS Home Warranty included. Don't wait –– call today.

315 New St Unit 504, Philadelphia

Listing courtesy of BHHS Fox & Roach The Harper at Rittenhouse Square. Contact:

301 Race St Unit 215, Philadelphia
$229,900
1 Baths
Own a piece of Old City in this character-rich loft condo inside a beautifully converted 1870s warehouse on the Philadelphia Register of Historic Places. This 2nd-floor one-bedroom blends authentic industrial charm — exposed masonry, generous windows, and open living space — with a location that can't be beat. Step out your door to Elfreth's Alley, the Delaware River waterfront, Independence Historic Park, and Old City's celebrated galleries, cafes, and restaurants. Commuting is effortless with I-95, public transit, and Center City all minutes away. A rare chance to make one of Philadelphia's most storied neighborhoods your home — whether as a primary residence or a smart investment. Bring your vision and settle into the energy of Old City. Schedule your private showing today.

301 Race St Unit 215, Philadelphia

Listing courtesy of Penn-Jersey Realty, LLC. Contact:

234 N 3rd St Unit 203, Philadelphia
$199,999
1 Baths
Discover the prime location of your perfect studio! Welcome to Old City, celebrated as America’s most historic square mile. Classic Court Condominiums boasts an ideal setting, conveniently situated near a diverse selection of shops, restaurants, parks, the SEPTA Market-Frankford Line, the Penn's Landing waterfront, museums, and numerous historical landmarks. This sunlit studio with three beautiful large windows, has been elegantly updated and is offered fully furnished, featuring custom floor-to-ceiling bookshelves, a built-in desk, a coordinating bed with a TV console, and a versatile table with accompanying chairs. This presents a truly unique opportunity for a turnkey move-in, with incredible value! The stylish kitchen showcases white cabinetry, upgraded countertops, and stainless steel appliances, including a built-in microwave, cooktop, and oven, all complemented by ample food preparation space on the stunning white Corian countertops. The bathroom is particularly impressive, equipped with a custom marble mosaic tiled walk-in shower with frameless sliding glass door and dual shower feature, a floating vanity, and ample hallway storage. Additional amenities encompass an in-unit washer and dryer, as well as central air conditioning. The building offers remarkably low condominium fees for the area, along with a dedicated extra storage unit in the basement, elevator access, and secure lobby entry, representing an exceptional opportunity. Furthermore, Classic Court is pet-friendly, making it an ideal choice for all residents.

234 N 3rd St Unit 203, Philadelphia

Listing courtesy of Real of Pennsylvania. Contact:

306 Cherry St Unit 1R, Philadelphia
$399,000
2 Beds ⋅ 1 Baths
Tucked away in a peaceful courtyard on one of Old City’s most charming tree-lined blocks, 306 Cherry Street, Unit 1R offers something increasingly hard to find in the city: the ease of single-level living, the privacy of its own entrance, and the feeling of a home rather than a typical condominium. Elegant double doors open to a welcoming foyer with custom built-ins before giving way to an expansive, light-filled living space. The open-concept living, dining, and kitchen areas flow effortlessly together, with generous proportions that allow each space to feel distinct while remaining beautifully connected for everyday living and entertaining. At the center of the home, the kitchen features updated appliances, abundant cabinetry, and a generous breakfast bar with plenty of room to gather. Set apart from the main living areas down a private hallway, two well-proportioned bedrooms offer a quiet retreat. The spacious primary bedroom features an impressive walk-in closet, while the second bedroom provides flexibility for guests, a home office, den, or additional bedroom. The recently renovated bathroom features a large tiled shower, updated flooring, and a stylish vanity. The home has been meticulously maintained and thoughtfully improved with newer windows, updated electrical, fresh paint, and a recently installed HVAC system. And then there is the setting. Positioned away from the street within a serene courtyard, the residence feels remarkably private while putting some of Philadelphia’s best restaurants, boutiques, galleries, historic landmarks, and waterfront attractions just outside your door. With low condominium fees, true first-floor convenience, a private entrance, and an exceptionally spacious layout, 306 Cherry Street, Unit 1R offers a distinctive way to experience Old City. Private, polished, and ready for its next chapter.

306 Cherry St Unit 1R, Philadelphia

Listing courtesy of Compass Pennsylvania, LLC. Contact:

244 N 3rd St Unit 4C & 4D, Philadelphia
$377,000
2 Beds ⋅ 2 Baths
Welcome to The Commons at New Street, where spacious city living meets unbeatable convenience in the heart of Old City. This rarely available 2-bedroom, 2-bathroom corner residence offers over 1,400 square feet of living space, two gated parking spaces, and soaring 12+ foot ceilings that create an open, airy feel throughout. Located on the fourth floor, this sun-filled corner unit is flooded with natural light from oversized windows and features a thoughtfully designed floor plan with generous living and dining spaces. The home includes two full bathrooms, a walk-in closet, abundant storage, an in-unit washer and dryer, and central air conditioning—providing all the comforts of modern city living. Move right in and enjoy the home's spacious layout as-is, or personalize it to reflect your own style and vision. The Commons at New Street offers residents a newly renovated lobby, elevator, secure bike room, and private parking lot. Outside your door, you'll find the best of Old City, including award-winning restaurants, coffee shops, boutiques, art galleries, and historic landmarks, with easy access to I-95, I-76, and the Ben Franklin Bridge. Schedule your tour today!

244 N 3rd St Unit 4C & 4D, Philadelphia

Listing courtesy of KW Empower. Contact:

12 S Letitia St Unit 204, Philadelphia
$299,999
1 Beds ⋅ 1 Baths
Welcome to Black Horse Alley, an intimate boutique condominium community offering just twenty-five one-of-a-kind residences. Once a historic landmark, this building has been masterfully reimagined into refined modern homes, seamlessly blending timeless character with sophisticated design. Nestled on a serene side street, it provides an elegant retreat mere steps from the vibrancy of Old City’s Penn’s Landing and Market Street. Indulge in the best of city living with world-class dining, artisanal cafés, renowned galleries, designer boutiques, and celebrated museums all just beyond your doorstep. Convenient access to public transit, I-95, the Ben Franklin Bridge, and Philadelphia International Airport ensures effortless connectivity. A secure, beautifully designed lobby welcomes you home, with elevator service leading directly to the spectacular common roof deck—where sweeping views of Old City’s historic charm and the glittering Philadelphia skyline create an unforgettable backdrop. Residence 204 presents a rare opportunity for customization: purchase as-is and create a home tailored to your vision, or allow it to be fully transformed prior to move-in. Either choice places you within one of Old City’s most coveted and exclusive communities.

12 S Letitia St Unit 204, Philadelphia

Listing courtesy of National Realty Old City LLC - PA. Contact:

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