Center City Homes under $400,000

Center City Homes under $400,000

Welcome to Center City, Philadelphia—a vibrant and dynamic neighborhood that perfectly blends urban living with a rich historical backdrop. Nestled in the heart of the City of Brotherly Love, Center City is renowned for its bustling streets, diverse culture, and an array of amenities that cater to every lifestyle.

For those seeking a home in this thriving area without breaking the bank, you’ll be delighted to discover that Center City offers an impressive selection of homes priced under $400,000. From charming condos with stunning city views to cozy townhouses that exude character, there’s something for everyone in this lively enclave.

Imagine stepping out your front door to find yourself surrounded by an eclectic mix of restaurants, cafes, and boutiques, all just a stone's throw away. Enjoy leisurely strolls in nearby parks or immerse yourself in the rich arts and culture scene, with museums and theaters just moments away. Center City is not only a place to live; it’s a lifestyle filled with excitement and convenience.

Transportation is a breeze, with easy access to public transit options, making commuting to work or exploring the greater Philadelphia area a snap. Whether you're a first-time homebuyer, a young professional, or looking to downsize, Center City offers an unparalleled urban experience.

Don’t miss your chance to call this vibrant neighborhood home. With affordable housing options and a plethora of amenities, Center City is the ideal place to start your next chapter in Philadelphia!

Newest Center City Homes under $400,000

1500 Chestnut St Unit 13E, Philadelphia
$199,000
1 Beds ⋅ 1 Baths
Welcome to The Ellington, where luxury and convenience meet in the heart of Center City/Rittenhouse Square. This beautifully renovated residence features 10-foot ceilings, Brazilian cherry hardwood floors, oversized windows, and a chef’s kitchen with Poggenpohl cabinetry, granite countertops, stainless steel appliances, and Kohler fixtures. The spa-inspired bathroom features White Gioia marble tile and modern finishes, while the in-unit washer and dryer add everyday convenience. Enjoy premium building amenities including a 24-hour concierge, fitness center, club room, and elegant lobby. Ideally located just steps from Philadelphia’s best restaurants, shopping, cultural attractions, and nightlife. Utilities included. Pet-friendly building with approval. Schedule your private tour today and experience The Ellington for yourself!

1500 Chestnut St Unit 13E, Philadelphia

Listing courtesy of KW Empower. Contact:

1324 Locust St Unit 207, Philadelphia
$210,000
2 Beds ⋅ 1 Baths
Welcome to Urban Living at its Finest in the Heart of Center City! Located inside the historic Arts Condominium building at 1324 Locust St, Unit 207, this 898-square-foot condo features a rare, spacious layout boasting 2 bedrooms and 1 bathroom. Situated directly on the vibrant Avenue of the Arts, this unit offers an unparalleled lifestyle just steps away from Philadelphia’s premier dining, world-class entertainment, and convenient transit. The Residence As you step inside, you are greeted by warm hardwood flooring and a wide entryway equipped with two convenient coat closets. The modern, open-concept kitchen features granite countertops, stylish cherry wood cabinetry, a custom tiled backsplash, and stainless steel appliances—including a built-in microwave, refrigerator, and electric range. A raised breakfast bar overlooks the expansive living room, where two oversized windows flood the space with natural light. Down the hall, you will find two comfortable bedrooms, each offering generous closet storage. An Unmatched Cultural & Theater District Lifestyle Positioned directly in Philadelphia's premiere cultural corridor, this residence puts world-class arts right at your doorstep: • The Academy of Music: Located just a 3-minute walk away, enjoy opera, the Philadelphia Ballet, and touring Broadway productions at the oldest grand opera house in the United States. • Kimmel Center for the Performing Arts: A mere 3-minute stroll brings you to this magnificent glass-and-steel hub, home to the world-renowned Philadelphia Orchestra. • Acclaimed Local Playhouses: Immerse yourself in the local theater scene with the historic Miller Theater, the edgy and original Wilma Theater, and contemporary productions at the Suzanne Roberts Theatre—all within blocks of your front door. • Film & Intimate Arts: Catch indie screenings and film festivals at the Philadelphia Film Society Center, or enjoy intimate productions at the InterAct Theatre Company at The Drake. Building Amenities & Conveniences Living at the Arts Condominium means enjoying ultimate convenience with an all-inclusive monthly association fee. Your HOA fee covers almost everything, including electricity, gas, heat, AC, water, sewer, trash, building insurance, cable TV, and a comprehensive building alarm system. Premium building amenities include: • 24/7 Front Desk Concierge & secure entry • Fully Equipped Fitness Center • On-site Laundry Facilities • Community meeting rooms and passenger elevators Location Highlights Boasting a phenomenal location, this property is perfect for professionals, students, or anyone looking to immerse themselves in the city: • Transit: Just steps from the Walnut-Locust SEPTA station for effortless commuting. • Neighborhoods: Short walking distance to the historic Washington Square West and the upscale parks and boutiques of Rittenhouse Square. • Medical Hubs: Minutes from Thomas Jefferson University Hospital and Penn Medicine facilities. Whether you are looking for a turnkey Center City home surrounded by the arts or a high-performing investment property, Unit 207 offers the perfect blend of historic character and modern convenience.

1324 Locust St Unit 207, Philadelphia

Listing courtesy of OCF Realty LLC - Philadelphia. Contact:

1600 Arch St Unit 1508, Philadelphia
$275,000
1 Beds ⋅ 1 Baths
Discover an exquisite urban retreat in the heart of Center City, nestled within the iconic Phoenix building, a stunning example of AirLite architectural design. This sophisticated hi-rise unit offers a unique blend of historic charm and modern luxury, perfect for those seeking an exclusive lifestyle. Step inside to find a spacious 773 sq. ft. canvas, ready for your personal touch. The unit features convenient washer and dryer hookups, ensuring effortless living. Enjoy the vibrant energy of city life while retreating to your serene sanctuary, where every detail speaks to comfort and elegance. With its prime location, indulge in the finest dining, shopping, and cultural experiences just moments away. The Phoenix is not just a residence; it's a lifestyle choice that embodies sophistication and convenience. Embrace the opportunity to create your dream home in this remarkable space, where luxury meets urban living. Experience the allure of Center City living today and all while enjoying the convenience of public transportation, shopping and world class restaurants!

1600 Arch St Unit 1508, Philadelphia

Listing courtesy of Coldwell Banker Realty. Contact:

no property photo
$71,900
1 Baths
Experience the exceptional conveniences in this stunning unit located in the prestigious Arts Condominiums, a true gem in the heart of Center City. This residence, originally built in 1910 and masterfully renovated in 2010, seamlessly blends historic charm with modern sophistication, offering an exclusive lifestyle that is both inviting and inspiring. Step inside to discover a meticulously designed space that boasts high-end finishes and an open layout, perfect for both relaxation and entertaining. The architectural style reflects a harmonious mix of Colonial and Loft influences, creating an ambiance that is both timeless and contemporary. The expansive windows flood the space with natural light, enhancing the rich textures of the brick and concrete construction. The fully finished basement adds an additional layer of luxury, providing a versatile area that can be transformed into a personal gym, art studio, or entertainment haven. With heating and improved interior access, this space is as functional as it is stylish. Enjoy the convenience of urban living with a plethora of transportation options just steps away. With a Metro/Subway station, commuter rail, and bus stop all within a mile, your daily commute becomes a breeze, allowing you to spend more time enjoying the vibrant culture and amenities that Center City has to offer. Parking is a dream with ample options, including off-street, parking garage, and parking lot facilities, accommodating up to 500 vehicles. This feature ensures that your guests will always find a place to park, enhancing the ease of hosting gatherings in your luxurious abode. Indulge in the exclusive lifestyle that comes with residing in the Arts Condominiums. The community is designed for those who appreciate the finer things in life, from chic boutiques and gourmet dining to art galleries and theaters, all within walking distance. This property is not just a home; it's a lifestyle choice that embodies elegance, convenience, and sophistication. Most importantly, you only need to spend a little bit of money to acquire it. Don't miss the opportunity to make this exquisite residence your own and elevate your living experience to new heights. Embrace the luxury you deserve in this remarkable Center City retreat.

1324 Locust St Unit 1529, Philadelphia

Listing courtesy of Liberty Real Estate. Contact:

1420 Locust St Unit 33R, Philadelphia
$230,000
1 Beds ⋅ 1 Baths
Welcome to The Academy House, an iconic hi-rise residence at 1420 Locust Street in the heart of Center City Philadelphia, where urban convenience and classic architectural character come together in one compelling address. Unit 33R offers a thoughtfully proportioned one-bedroom, one-bathroom layout spanning over seven hundred square feet of comfortable living space, all wrapped in the energy and culture of one of Philadelphia's most walkable and well-connected neighborhoods. Step inside and you'll immediately appreciate the clean, functional flow of this well-maintained residence. The main living area offers generous room to arrange your space exactly as you envision it — a proper seating area, a dining setup, and still room to breathe. Natural light fills the unit, and the layout is sensible and livable, the kind of home you settle into and make your own over time. An in-unit washer and dryer add everyday convenience. The bedroom is a true retreat, comfortably sized and separate from the main living area, with a full bathroom completing the private quarters. Built in 1977, The Academy House carries the sturdy bones and timeless character of that era, while the building's ongoing maintenance ensures the common spaces remain welcoming and polished. What truly elevates daily life here is the remarkable suite of amenities included with ownership. The building features an indoor pool, a fitness center, and elevator access throughout — genuine lifestyle conveniences that become part of your everyday rhythm rather than occasional luxuries. A south-facing private terrace adds a rare outdoor dimension to high-rise living, offering a personal outdoor perch above the city and an appealing opportunity to enjoy natural light throughout the day. The HOA coverage is notably comprehensive, encompassing air conditioning, electricity, water, sewer, trash, snow removal, exterior building maintenance, and common area upkeep, meaning a significant portion of your home's operational needs are handled seamlessly on your behalf. The location is simply extraordinary. With a Walk Score of 99 and a Transit Score of 100, this is as close to effortless urban living as it gets. Sixty-nine nearby transit routes — including bus and rail lines — put virtually every corner of the city within easy reach. SEPTA connections place you in the regional rail network and beyond with minimal effort, and the Patco line extends your reach across the Delaware River as well. Whether you're commuting, exploring, or simply running errands, the infrastructure surrounding The Academy House makes car-free or car-light ownership entirely realistic and genuinely convenient. Rittenhouse Square, one of Philadelphia's most beloved public spaces, is right in your neighborhood — a beautiful green anchor for morning walks, weekend afternoons, and the kind of daily outdoor ritual that makes city living feel balanced and human. The surrounding blocks of Center City bring an exceptional density of dining, shopping, and cultural options within easy walking distance, and the neighborhood's energy is constant without being overwhelming. Fitler Square adds another green retreat nearby, offering a quieter pocket of the city just a short stroll away. Philadelphia's Magic Gardens, the celebrated mosaic art environment, is also within the walkable radius, giving the neighborhood a genuinely creative and culturally rich texture that sets it apart. For those who value the intersection of architectural character, comprehensive building amenities, low-maintenance ownership, and truly unmatched urban connectivity, this residence at The Academy House makes a compelling case. The combination of an included amenity package, a south-facing private terrace, in-unit washer and dryer, a central and walkable location, and a building with real presence in the Center City skyline is not something you encounter every day.

1420 Locust St Unit 33R, Philadelphia

Listing courtesy of KW Empower. Contact:

744 S 22nd St Unit 1B, Philadelphia
$276,000
2 Beds ⋅ 1 Baths
Bi Level 2 bedroom unit - entry level and lower level. two bedroom on entry level - with full 3 pc ceramic tile bath and large fenced in patio. Lower level has open space with washer/dryer and fully loaded kitchen. Good closet space - nice layout - superb location across from University City. Showing info: current tenants have two dogs-Showings Tuesday-Friday after 2Pm and Saturdays - Starting 9/15/2026 Will not be on lockbox

744 S 22nd St Unit 1B, Philadelphia

Listing courtesy of Tara Management Services Inc. Contact:

1324 Locust St Unit 501, Philadelphia
$77,000
1 Baths
Studio apartment for sale in the historic Arts condos! Located the 5th floor, it features a bathroom with stand up shower, kitchenette, and closet. Can be used as primary or investment! HOA includes ALL utilities. This unit is tenant occupied. Building amenities include 24hr security, gym, laundry room, mail room, bike storage, community room. Very close to all the nearby schools and Jefferson Hospital. Only a few blocks away from Rittenhouse Square, Washington Square West, and Old City! Museums, shopping, theaters, and great restaurants are all at your doorstep. Located in close proximity to the Broad Street Line, Market-Frankford Line, PATCO Highspeed Line, and bus lines.

1324 Locust St Unit 501, Philadelphia

Listing courtesy of KW Empower. Contact:

1324 Locust St Unit 314, Philadelphia
$99,000
1 Baths
Studio apartment for sale in the historic Arts condos! Located the 3rd floor, it features a full bathroom with tub, kitchenette, and closet. There is also a full size refrigerator. Can be used as primary or investment! HOA includes ALL utilities. This property is tenant occupied. Building amenities include 24hr security, gym, laundry room, mail room, bike storage, community room. Very close to all the nearby schools and Jefferson Hospital. Only a few blocks away from Rittenhouse Square, Washington Square West, and Old City! Museums, shopping, theaters, and great restaurants are all at your doorstep. Located in close proximity to the Broad Street Line, Market-Frankford Line, PACTO Highspeed Line, and bus lines.

1324 Locust St Unit 314, Philadelphia

Listing courtesy of KW Empower. Contact:

1324 Locust St Unit 829, Philadelphia
$81,000
1 Baths
* Tenant Occupied until July 2027 at $1115 per month * Investors Only.... The Arts Condominium has amenities that include a 24-hour front desk concierge, elevators, a stunning lobby with secure entry, fitness center, resident lounge with TV and couches, and laundry room. 8th fl unit is Centrally located on the Avenue of the Arts and walking distance to everything the city has to offer! The building is pet friendly and the HOA fee covers all of your utilities: water, electric, heat and central AC. Easy access to public transportation with PATCO just outside the building, also conveniently located to the Broad Street Line.

1324 Locust St Unit 829, Philadelphia

Listing courtesy of Anchor Realty Northeast. Contact:

5821 Springfield Ave, Philadelphia
$164,900
4 Beds ⋅ 2 Baths
Showings start Monday August 17th! Large 4 bedroom home with 2 baths , new upgrades throughout including newer kitchen and baths. Fenced in rear yard and large front porch. Great home with many highlights. Updated flooring windows and doors. Close to shopping , transportation, schools, parks, recreation and close to the Philadelphia international Airport. Bring all offers!

5821 Springfield Ave, Philadelphia

Listing courtesy of RE/MAX Select Group. Contact:

815 Arch St Unit 202, Philadelphia
$249,900
1 Beds ⋅ 1 Baths
Welcome to The Pearl Apartments, one of Chinatown's most desirable condominium communities! Built in 2008, The Pearl is the youngest residential building in Chinatown, offering modern construction and lower long-term maintenance costs compared to many of the neighborhood's century-old buildings. The building's modern construction provides excellent natural light, efficient layouts, and an inviting living environment that stands apart from many older city buildings. Recently renovated interiors further enhance the move-in-ready appeal. Unit 202 combines comfort, convenience, and thoughtful design in an unbeatable Center City location. The building was uniquely designed with individual kitchen exhaust systems vented directly to the exterior, a rare feature that is especially appreciated for everyday cooking. Each residence also includes its own private washer and dryer. Located just one block from the heart of Chinatown's vibrant 10th Street corridor, you'll enjoy countless restaurants, markets, and shops right outside your door. The neighborhood park is only a 5-minute walk away, and the nearby PATCO High-Speed Line provides quick and convenient access to South Jersey. For investors, The Pearl offers outstanding rental potential. Situated adjacent to the Temple University School of Podiatric Medicine, the building has long benefited from a steady demand from medical students and professionals seeking quality housing in a prime location. Whether you're looking for your next home or a smart investment opportunity, 815 Arch Street Unit 202 offers modern living, exceptional convenience, and a location that's hard to beat.

815 Arch St Unit 202, Philadelphia

Listing courtesy of KW Empower. Contact:

1001 Chestnut St Unit 1003W, Philadelphia
$350,000
2 Beds ⋅ 1 Baths
A rare opportunity to own a top-floor, two-bedroom residence in one of Center City Philadelphia's most iconic landmark buildings. Unit 1003W at The Victory Building is among the largest two-bedroom, one-bath floor plans in the West tower — a bright, beautifully proportioned home that checks every box. Abundant southern light pours through oversized windows, filling the soaring, high-ceilinged interior with warmth throughout the day. Gleaming hardwood floors run the length of the unit, anchoring a generous open living and dining area that easily accommodates entertaining. The galley kitchen features lovely white cabinetry and a breakfast bar — perfect for casual mornings before stepping out into the city. Both bedrooms are exceptionally spacious — each comfortably fits a king-size bed — and the full white bath with shower/tub combination is clean and classic. The Victory Building is a distinguished 24-hour doorman building with on-site gym and laundry facilities. The location is simply unmatched: directly across from Thomas Jefferson University & Hospital and Wills Eye Hospital, a short walk to Pennsylvania Hospital, and steps from the celebrated restaurants of Society Hill and Washington Square West — including Talula's Garden and Talula's Daily — plus cafes and shops at your doorstep. Washington Square Park, one of Philadelphia's most beloved historic green spaces, is just around the corner. Top-floor serenity. Southern light. Landmark building. Prime walkable location. This is Philadelphia urban living at its finest.

1001 Chestnut St Unit 1003W, Philadelphia

Listing courtesy of JG Real Estate LLC. Contact:

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